Switzerland Residence by Investment

Switzerland offers an exclusive Residence by Investment (RBI) program tailored to high-net-worth individuals seeking residency in one of the world’s most developed and stable countries. The Swiss RBI program is structured around two main pathways: lump-sum taxation and business investment, offering flexible options to non-EU nationals.

Key Requirements
  • Proof of Funds:
    The applicant must demonstrate financial capability to support their lifestyle and meet the taxation requirements.
  • Clean Criminal Record:
    A clean criminal record from the applicant’s home country is required.
  • Health Insurance:
    Comprehensive health insurance is mandatory for all residents in Switzerland, covering both the applicant and family members.
  • Residence Requirement:
    While residency is not tied to a minimum number of days spent in Switzerland, the applicant must maintain a residence in the country.
  • Family Inclusion:
    Spouses and dependent children can be included in the application for Swiss residency.
Application Process
  • Submitting an Application

    Applications for the Switzerland Residence by Investment Program can be submitted by non-EU or non-EFTA nationals who either make a substantial investment or enter into a lump-sum taxation agreement with Swiss authorities. This program is designed to attract high-net-worth individuals and entrepreneurs. The applicant must demonstrate financial independence and submit all required documentation.

  • Background and Financial Checks

    Applicants must undergo thorough financial and background checks to ensure they meet all legal and financial requirements. This includes verifying the legitimacy of their wealth, the source of income, and compliance with Swiss tax regulations. Applicants must also negotiate a lump-sum tax arrangement with the Swiss authorities, where tax is calculated based on the applicant’s living expenses rather than their income or wealth.

  • Issuance of Residence Permit

    Once approved, the applicant is granted a residence permit, typically valid for one to five years, depending on the agreement with the canton. The residence permit allows the applicant to live in Switzerland and includes family members, such as a spouse and dependent children. The residence permit is issued by the specific canton where the applicant resides or invests. Each canton has its own procedures and requirements, and permits are subject to periodic renewal, provided the applicant continues to meet the conditions of residency and investment.

  • Renewals and Permanent Residency

    Residence permits are renewable, with the renewal process depending on the canton and the applicant’s continued compliance with investment and tax obligations. After 10 years of residence, the applicant may apply for permanent residency.

  • Citizenship Eligibility

    After 10 years of continuous legal residence, applicants may apply for Swiss citizenship. To qualify, the applicant must meet language proficiency requirements, demonstrate integration into Swiss society, and pass a citizenship test. Certain cantons or municipalities may have additional requirements for citizenship, such as a demonstrated knowledge of Swiss culture, history, and government.

Program Wise Fee Structure
Switzerland Residence by Investment Program
Program Fee
  • Minimum Contribution: CHF 150,000
  • -
Processing Fee
  • Principal Applicant: CHF 1,000-CHF 3,000
  • Each Dependent: CHF 400-CHF 600
Due Diligence Fee
  • Covered in Program Fee
  • Not Charged Separately
A Gateway to Business
Program Fee
  • Minimum Investment: CHF 1,000,000
  • -
Processing Fee
  • Principal Applicant: CHF 1,000-CHF 3,000
  • Each Dependent: CHF 400-CHF 600
Due Diligence Fee
  • Covered in Program Fee
  • Not Charged Separately
Benefits of Switzerland Residence by Investment
  • Prestigious Residency: Swiss residency is highly sought after due to the country’s exceptional quality of life, political stability, and strong economy.

  • Family Inclusion: Spouses and dependent children can benefit from Swiss residency under the same application.

  • Access to the Schengen Zone: Swiss residency allows visa-free travel across the Schengen Area.

  • Favorable Tax Treatment: The lump-sum taxation model allows high-net-worth individuals to benefit from favorable tax treatment based on living expenses rather than worldwide income.

  • High Quality of Life: Switzerland offers world-class healthcare, education, and a pristine natural environment, making it one of the most desirable places to live in Europe.

Switzerland’s Residence by Investment program is one of the most prestigious in the world, attracting high-net-worth individuals who seek stability, excellent infrastructure, and a favorable tax regime. With flexible options such as lump-sum taxation and business investment, Switzerland remains a top destination for investors and their families seeking European residency.

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