Malta Residence by Investment

Malta offers a highly attractive Malta Permanent Residence Program (MPRP), which allows investors and their families to obtain permanent residency in a European Union country through a combination of property investment and government contributions. The program provides access to the Schengen Zone and offers a pathway to long-term residency.

Key Requirements
  • Proof of Funds:
    The investor must demonstrate that they have a minimum capital of €500,000, of which at least €150,000 must be financial assets.
  • Clean Criminal Record:
    A clean criminal record is required, and due diligence checks are carried out by the Maltese authorities.
  • Health Insurance:
    The applicant and their family members must have comprehensive health insurance that covers medical expenses in Malta.
  • Residence in Malta:
    While there is no minimum stay requirement, the property purchased or rented must be retained for at least five years.
  • Family Inclusion:
    The program allows the inclusion of the main applicant's spouse, children (under 25 if financially dependent), and dependent parents or grandparents.
Application Process
  • Submission of Application

    The application must be submitted to the Residency Malta Agency, including all necessary documents (proof of investment, clean criminal record, health insurance, etc.). The main applicant must be at least 18 years old and declare that they hold at least EUR 500,000 in capital.

  • Due Diligence Process

    The Maltese authorities will conduct thorough due diligence checks to ensure the legitimacy of the applicant and the source of their funds. The application process requires financial proof of investment, including a property purchase or lease and the required contributions to the Maltese economy and NGOs. Applicants must also pay a non-refundable administration fee of EUR 40,000 to the Maltese government as part of the application process.

  • Issuance of Residency Certificate

    Once the application is approved, the investor is issued a residency certificate that grants permanent residency rights in Malta. The residence permit includes family members of the main applicant, such as the spouse and dependent children. The residence certificate allows visa-free access to Europe’s Schengen Area for 90 days out of a 180-day period.

  • Fulfillment of Investment Requirements

    After receiving approval, the applicant must complete the property investment and government contribution within four months. There is no physical stay requirement for retaining residency, allowing the applicant and family members to live in or outside Malta as they choose.

  • Permanent Residency

    Once the investment and donation are completed, the investor and their family members are granted permanent residency in Malta, allowing them to live in Malta indefinitely. Applicants must meet all legal requirements for citizenship, which may include language proficiency and passing specific eligibility checks related to Maltese law.

Program Wise Fee Structure
Combine a government contribution with a property purchase
Program Fee
  • Government Contribution: €68,000
  • Property Purchase in South of Malta and Gozo: €300,000 & Property Purchase in other parts of Malta: €350,000
Processing Fee
  • Principal Applicant: €400
  • Each Dependent: €100
Due Diligence Fee
  • Principal Applicant: €7,500
  • Each Dependent: €5,000
Make a contribution to the Maltese Government and rent a property
Program Fee
  • Government Contribution: €98,000
  • Property Rental in South of Malta and Gozo: €10,000 & Property Rental (annual lease) in other parts of Malta: €12,000
Processing Fee
  • Principal Applicant: €400
  • Each Dependent: €100
Due Diligence Fee
  • Principal Applicant: €7,500
  • Each Dependent: €5,000
Benefits of Malta Residence by Investment
  • Access to the Schengen Area: Permanent residents can travel freely within the Schengen Zone.

  • Family Inclusion: The program allows the inclusion of spouses, children, parents, and grandparents under the same application.

  • No Minimum Stay Requirement: There is no requirement to live in Malta to maintain residency, but the investment must be held for five years.

  • Tax Benefits: Malta offers a favorable tax regime, including no inheritance tax, wealth tax, or estate duties.

  • High Standard of Living: Malta offers a Mediterranean lifestyle with excellent healthcare, education, and a robust economy.

Malta’s Permanent Residence Program provides a straightforward pathway to permanent residency in a European Union country. With a combination of real estate investment, government contributions, and minimal residency requirements, Malta is a prime destination for investors seeking residency in the EU. The program’s flexibility and family inclusiveness make it highly attractive to high-net-worth individuals looking for long-term residency options in Europe.

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