Malta Residence by Investment Program

1. Malta Permanent Residence Programme

The Malta Permanent Residence Programme allows individuals and their families to obtain permanent residency in Malta by fulfilling specific investment and financial requirements. The main applicant must be at least 18 years old and declare possession of capital amounting to at least EUR 500,000, with EUR 150,000 held in financial assets.

  • Minimum Contribution:
    EUR 28,000 (purchase) or EUR 58,000 (lease)
  • Contribution Type:
    Non-refundable

Why Choose the Malta Permanent Residence Programme?

Property Investment Options: Applicants must either purchase property worth EUR 350,000 (EUR 300,000 in South Malta or Gozo) or lease property for EUR 12,000 annually (EUR 10,000 in South Malta or Gozo) for a minimum of five years.

Economic Contribution and Donation: Applicants are required to contribute EUR 28,000 to the Maltese economy if purchasing property, or EUR 58,000 if leasing property. Additionally, a donation of EUR 2,000 to a non-governmental organization is required, along with a non-refundable administration fee of EUR 40,000.

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Benefits of Malta Residence by Investment Program

Malta’s Residence by Investment Program offers a combination of real estate and financial investment options, providing access to European Union Residence. It is a popular choice for those seeking flexibility and security while benefiting from the country’s excellent quality of life.

  • European Union Residence: Malta’s program allows investors to gain full EU Residence, granting rights to live, work, and study across all EU member states.
  • Flexible Investment Options: Investors can choose between property purchase or rental options alongside government contributions, offering flexibility depending on individual financial preferences.
  • Low Tax Regime: Malta offers an attractive tax system for individuals and businesses, with numerous double taxation agreements and low corporate tax rates.
  • Schengen Travel Benefits: With Maltese Residence, investors gain access to visa-free travel throughout the Schengen Area and a wide range of countries worldwide.
  • Family Inclusion: The program extends to immediate family members, allowing them to benefit from Maltese residency and Residence, enhancing long-term stability.
Benefits of Malta Residence by Investment Program

Malta’s Residence by Investment Program offers a combination of real estate and financial investment options, providing access to European Union Residence. It is a popular choice for those seeking flexibility and security while benefiting from the country’s excellent quality of life.

  • European Union Residence: Malta’s program allows investors to gain full EU Residence, granting rights to live, work, and study across all EU member states.
  • Flexible Investment Options: Investors can choose between property purchase or rental options alongside government contributions, offering flexibility depending on individual financial preferences.
  • Low Tax Regime: Malta offers an attractive tax system for individuals and businesses, with numerous double taxation agreements and low corporate tax rates.
  • Schengen Travel Benefits: With Maltese Residence, investors gain access to visa-free travel throughout the Schengen Area and a wide range of countries worldwide.
  • Family Inclusion: The program extends to immediate family members, allowing them to benefit from Maltese residency and Residence, enhancing long-term stability.
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Frequently Asked Questions Regarding Malta
Residence by Investment Programs

Non-EU nationals over the age of 18, who meet the financial requirements, have health insurance, and no criminal record, are eligible to apply.

Yes, applicants can include their spouse, unmarried children, dependent parents, and grandparents. Each parent or grandparent requires an additional fee of €7,500.

No, there is no minimum stay requirement. Once obtained, the residence is valid indefinitely as long as the investment requirements are maintained for five years.

Applicants need a valid passport, proof of financial means (at least €500,000 in assets, of which €150,000 must be liquid), health insurance, a clean criminal record, and proof of investment.

Yes, you can rent out the property if you purchase real estate as part of the program. However, you must maintain ownership for at least five years.

No, this program grants permanent residence, not citizenship. However, after living in Malta for several years, residents may be eligible to apply for citizenship through other programs.

Additional fees include a €40,000 administration fee, health insurance, legal fees, and property-related taxes.

Yes, Malta allows dual citizenship, although this program focuses on granting permanent residency rather than citizenship.

Yes, some nationalities may be excluded based on current government restrictions.

Applicants must donate €2,000 to a Maltese philanthropic, cultural, or scientific NGO.

The residence permit is valid for life as long as the investment conditions are maintained for the first five years.

Applicants must make a combination of investments, including: A government contribution of €68,000 for property purchases or €98,000 for property rentals. A €2,000 donation to a registered Maltese NGO. A real estate investment of at least €300,000 (in South Malta/Gozo) or €350,000 (elsewhere) or rent a property with an annual lease of €10,000 (in South Malta/Gozo) or €12,000 (elsewhere).

The processing time typically takes between 6 to 8 months, including due diligence and approvals.

Key benefits include visa-free travel within the Schengen Area, the right to reside indefinitely in Malta, and access to Malta’s excellent healthcare and education systems.

Yes, most of the process can be done remotely, but biometric submission must be done in Malta.

The minimum rental cost is €10,000 per year in South Malta and Gozo, and €12,000 per year in other regions.

Applicants must have at least €500,000 in assets, including €150,000 in liquid assets, to qualify.

If the application is rejected, the government contribution and other costs will not be refunded.

Yes, after five years, you can change your property investment as long as you maintain a qualifying property under the program’s requirements.

No, there are no language requirements. English is one of the official languages in Malta.

Malta has a favorable tax regime with no wealth tax or inheritance tax. However, residents are taxed on their worldwide income.

About Malta

Malta, an island nation in the Mediterranean, is known for its strategic location, rich history, and robust economy. As a member of the European Union, Malta provides investors with excellent opportunities to gain residency and access European markets.

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